These Terms and Conditions ("Terms") govern your use of the website located at theadaptivefinancialconsulting.com and any services provided by Adaptive Financial Consulting ("Company," "we," "us," or "our"). By accessing or using our website, submitting an application, or otherwise interacting with us, you agree to be bound by these Terms.
If you do not agree to these Terms, you must not access or use our website or services. We reserve the right to update these Terms at any time. Continued use of our website after changes are posted constitutes your acceptance of the revised Terms.
Adaptive Financial Consulting provides business financing consulting and direct lending services, including but not limited to:
All financial products and services are subject to credit approval, underwriting review, and applicable state and federal regulations. Nothing on this website constitutes a binding commitment to lend. Approval, terms, and rates vary based on individual business qualifications.
Our services are available to businesses legally operating within the United States. By submitting an application, you represent and warrant that:
By opting in to our SMS program through our website contact form, you agree to the following terms governing our text message communications:
Adaptive Financial Consulting offers an optional SMS messaging program to provide marketing communications, service updates, and information about our financial products and services to users who have expressly opted in.
By opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Adaptive Financial Consulting, sent using an automated telephone dialing system (ATDS). Your consent to receive SMS messages is entirely voluntary.
Message frequency varies. You may receive up to 4 messages per month. We reserve the right to adjust message frequency with reasonable notice.
Message and data rates may apply. Adaptive Financial Consulting is not responsible for any charges assessed by your wireless carrier in connection with SMS messages.
Reply STOP to unsubscribe. You may opt out of our SMS program at any time by replying STOP to any SMS message you receive from us. Upon receipt of your STOP request, we will send one final confirmation message and no additional messages will be sent. You may re-enroll at any time by opting in again through our website.
For assistance with our SMS program, reply HELP to any message we send for assistance. Reply HELP for help information. Or contact us directly at jeremy@theadaptivefinancialconsulting.com.
Our SMS program is supported by major U.S. wireless carriers. Carrier participation may vary. We are not liable for delayed or undelivered messages due to carrier issues.
You agree to use our website only for lawful purposes and in a manner consistent with these Terms. You must not:
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Adaptive Financial Consulting or its content suppliers and is protected by applicable intellectual property laws.
You may access and use our website content for personal, non-commercial informational purposes only. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.
Our website and the information it contains are provided on an "as is" and "as available" basis without warranties of any kind, express or implied. We do not warrant that:
Nothing on this website constitutes financial, legal, or tax advice. You should consult qualified professionals regarding your specific financial situation before making any financial decisions.
To the fullest extent permitted by applicable law, Adaptive Financial Consulting shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.
Our total liability for any claim arising out of or relating to these Terms or our services shall not exceed the amount paid by you to us in the six (6) months preceding the event giving rise to the claim.
You agree to indemnify, defend, and hold harmless Adaptive Financial Consulting and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in connection with your use of our website, your violation of these Terms, or your provision of false or misleading information.
These Terms shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law principles. Any dispute arising under or related to these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Cuyahoga County, Ohio.
You agree to attempt to resolve any dispute informally by contacting us first at jeremy@theadaptivefinancialconsulting.com before initiating formal legal proceedings.
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website with an updated "Last Updated" date. We encourage you to review these Terms periodically. Your continued use of our website after changes are posted constitutes your acceptance of the modified Terms.
For questions, concerns, or inquiries about these Terms and Conditions, please contact us: